Financial services professionals need to evaluate the potential impacts of environmental conditions on asset value and on the marketability of businesses and property. Lenders need to protect themselves against future liabilities associated with properties they could potentially own, if a loan is defaulted.

Beyond these protections, lenders going through the U.S. Small Business Administration Loan programs now need to meet stringent SBA requirements for environmental review.

Caltha provides the technical resources to assist the financial services industry in evaluating the likelihood and potential cost for future liabilities, and conducting assessments required to reduce direct liabilities for environmental cleanups.

• Phase 1 Environmental Site Assessment (ASTM E 1527-05)
  
• SBA required Phase 1 Environmental Site Assessment or Environmental Investigation
  
• Transaction Screening Assessment (ASTM E 1528-00)
  
• Site assessment walk-through
  
• Quantitative Environmental Liability Assessment (QELA^sm)
  
• Phase 2 Site Investigations
  
• General consulting

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